How To Get Rid Of Meaningless Monthly Expenses

How To Get Rid Of Meaningless Monthly Expenses
How To Get Rid Of Meaningless Monthly Expenses

Video: How To Get Rid Of Meaningless Monthly Expenses


We often share tips on how to spend your money wisely. and not to abuse (this is not us, this is life). You can save not only on failed purchases, but also on services that you do not use. An illustrative example: you wake up from the sound of an SMS about charging $ 12 for a three-month subscription to The New Yorker, where you have not visited since the beginning of the year. Admit it, has it happened?

You curse everything, but you don't unsubscribe - instead, you gradually forget about why your bank card is being withdrawn money every month, or about what you recklessly paid for a year in advance. This is how services start not to save your money, but to spend it. We've put together a few tips to help you cut your monthly expenses, even if they may seem insignificant individually.


DO YOU WATCH CABLE TELEVISION OFTEN? Today, ISPs offer generic broadband and cable subscriptions at a bargain price. Another thing is that a huge selection and hundreds of channels are not very relevant when there are YouTube and other video services that allow you to determine what you want to watch. It is better to pay only for the Internet, and spend the free money either on a streaming service with TV series and films, or on something else.

Do you need mobile internet? Nowadays, many people pay for the Internet twice: first for broadband, and then for unlimited 3G or 4G. But think about whether you need to be online as much, including weekends? It is possible that, using the mobile Internet, you only sit on social networks or frantically read mail instead of something more interesting. But the time that you are not on the Internet (for example, on the way to work or home), you can do something else: read a book or, excuse me, call your parents.

Do you manage to read all the magazines and newspapers you subscribe to? This is unlikely to be the case if there are more than three or four of them. And in this case, it is reasonable to unsubscribe from everything superfluous and leave only what is really needed. For the same publications that are of interest to you only occasionally, nothing prevents you from taking separate issues. To hope that you will find the time to read everything that you subscribe to is at least naive.

Does it make sense to pay for a year in advance what you don't use regularly? It is clear that the moment you subscribe, the opportunity to save ten-digit percentages looks attractive. But what if in the summer you go abroad or to the country? If you add together all the vacations, business trips and other potential trips, it turns out that the annual subscription is no longer so profitable. And it will be much more difficult to unsubscribe from what you have already paid money for: not everyone returns the investment.

Why subscribe to services that duplicate each other? A free trial period will help you make your choice. In this case, it is better to take it not at the same time in several places, but in turn. So in the end you can definitely decide what you need and what not. It's the same with paid subscriptions: if you are interested in the content of two services, just pay for them one by one, and not at the same time. Most today have such a library that you will definitely not have time to study everything interesting during this time.

When was the last time you updated your rates to the Internet and mobile communications? Perhaps a new version of the current tariff has been released, which will either cost less or increase the speed or the amount of available traffic. Or the tariff schedule has been updated so that you want to switch to another, cheaper subscription. Be that as it may, check from time to time to see if the operators have anything new. Don't forget about special applications that will help you decide which tariff suits you best.

Have all your subscriptions become a habit? You may have had the urge to buy a paid account on a website that you open every couple of weeks. Or you want to think that you like to read books and read a lot, but in fact, a subscription to book services is simply unprofitable for you, and it doesn’t motivate you to read any more. Better to limit yourself to those subscriptions without which you cannot imagine a day.

Are there any cheaper or free (but legal) analogs what are you using? Perhaps you are not such a big fan of music, and the huge Spotify library is superfluous for you, enough for Yandex.Music. Or you're subscribed to a paid VPN, although the free one does just as well. Think about whether this subscription fits into your lifestyle so that you can shell out solid money for it from month to month.

Should you buy subscriptions during the New Year sales? While many services are pampering with discounts and special offers at this time, it may turn out that in the rush of shopping, you buy an annual subscription for something that you will later regret. Do not get fooled, but rather arrange for yourself a special day a year (or several days) when you will update the list of subscriptions: abandon those that you have not used or almost never used, and add new ones there for a trial period that can really come in handy. And for clarity, always open your bank card statement or recent transactions in PayPal.

Photos: recose -

Material was first published on Look At Me

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